What we deliver
A complete fintech stack,
under your brand
Who we are
Built so startups
can launch fintech fast
From idea to live fintech brand without the years of build
ErrandPay is a platform designed to help startups, banks and ambitious operators launch quickly by providing access to financial services such as agency banking, mobile money, transfers and bill payments. Our white-label model is user-friendly, easy to deploy and can be set up in hours with our team available end-to-end for guidance and support.
Powering payments for 500+ teams and reaching 41M+ traders & agents
Full service list
Everything you need to run
a payment business
White-Label POS
Branded Point-of-Sale terminals that let your agents and merchants take cash withdrawals, transfers and bill payments under your name.
White-Label Mobile App
A branded mobile app for agents and merchants to carry out transfer and payment transactions on the go.
Back-Office Dashboard
Monitor transactions, manage users, track settlements and generate reports in real time from a single admin console.
CashOut
Enable agents to process cash withdrawals through POS terminals at a low, capped transaction fee structure.
Purchase
Enable merchants to accept payments for goods and services through ErrandPay-powered POS terminals.
FundTransfer
Move money from a terminal or mobile app to any account in Nigeria at a low, transparent transfer fee.
KYC / KYB
Identity and business verification (for a fee) in line with regulatory requirements onboard users securely and reduce fraud risk.
CAC Registration
We help your agents and merchants formalise their businesses with Corporate Affairs Commission (CAC) registration.
PayByTransfer
Earn revenue each time an agent prints a credit-alert receipt at the POS. A default processing fee applies, and partners can also configure an additional custom charge.
Bills Payment
Cable TV, electricity, airtime, data, betting and more all the bills your customers pay every day, in one app.
POS Sales & Distribution
Buy, brand and ship POS terminals to your agents and businesses we handle the supply chain and logistics.
How it works
From sign-up to live brand in 4 steps
Apply
Tell us about your brand and the kind of payment business you want to run.
Brand & Configure
We white-label the POS, mobile app and dashboard with your logo, colours and pricing.
Onboard agents
Recruit and KYC your agents and merchants with our built-in verification flow.
Earn from every transaction
Cash-out, transfers, bills, airtime your wallet is credited on every successful transaction.
SaaS plans
Pick the plan that fits
where you are today
Basic
For new operators starting out
- White-label POS terminals
- Agent & merchant onboarding
- CashOut, FundTransfer
- Bills, airtime & data
- Standard back-office dashboard
- Support
Standard Most popular
For growing fintech & agency networks
- Everything in Basic
- Branded back-office & dashboard
- PayByTransfer with custom pricing
- KYC / KYB verification flows
- Settlement & reconciliation reports
- Priority support & onboarding manager
Advanced
For banks, MFBs & large operators
- Everything in Standard
- Custom integrations & APIs
- CAC registration & compliance support
- Multi-tier agent hierarchy
- Dedicated infrastructure & SLAs
- 24/7 enterprise support
What partners say
Operators building on ErrandPay
We launched our agency banking brand in under a week. ErrandPay handled the POS, the app and the back office we just focused on signing up agents.
Adaeze O.
The PayByTransfer feature alone changed our economics. Our agents print receipts and we earn its pure recurring revenue on top of cash-out.
Tunde A.
The dashboard gives us a clean, real-time view of every transaction across our agents. Settlement and reconciliation finally became boring exactly what we wanted.
Chinedu E.
Their team helped us with CAC, KYC and compliance. We didnt just buy a platform we got a partner that helped us actually launch.
Kemi I.
FAQ
Frequently asked questions
We charge a small, transparent fee on transfers and cash-outs, with a capped rate for cash-out transactions. For PayByTransfer, there is a default processing fee with an optional adjustable markup that you can control.
Order quantities depend on the plan you choose. Talk to our sales team and we will recommend a starter batch that fits your launch market.
A standard white-label agency banking platform can be provisioned in 24 hours after we receive your brand assets and onboarding documents.
No. You operate as a partner under ErrandPay’s PSP license. You bring the brand and the agents; we bring the regulated rails.
The POS terminals, mobile app and back-office dashboard go to market with your brand name, logo and colours. Your customers and agents see your brand — ErrandPay runs the regulated infrastructure behind it.
ErrandPay is a CBN-licensed Payment Service Provider and works with leading PTSPs and switches in Nigeria. We disclose our processing partners during onboarding under NDA.
Yes. We support identity (KYC) and business (KYB) verification for a small fee, and we can help your agents and merchants register with the Corporate Affairs Commission.
Basic plan partners get email support. Standard plan partners get a dedicated onboarding manager and priority support. Advanced partners get 24/7 enterprise support with SLAs.